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Income Drawdown / Unsecured Pension

A PENSION IS A LONG TERM INVESTMENT, THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.

YOUR PENSION INCOME COULD ALSO BE AFFECTED BY THE INTEREST RATES AT THE TIME YOU TAKE YOUR BENEFITS. THE TAX IMPLICATIONS OF PENSION WITHDRAWALS WILL BE BASED ON YOUR INDIVIDUAL CIRCUMSTANCES, TAX LEGISLATION AND REGULATION WHICH ARE SUBJECT TO CHANGE IN THE FUTURE.

INFORMATION IS BASED ON OUR CURRENT UNDERSTANDING OF TAXATION LEGISLATION AND REGULATIONS. ANY LEVELS AND BASES OF, AND RELIEFS FROM TAXATION, ARE SUBJECT TO CHANGE.

HIGH INCOME WITHDRAWALS MAY NOT BE SUSTAINABLE.

TAKING WITHDRAWALS MAY ERODE THE CAPITAL VALUE OF THE FUND, ESPECIALLY IF INVESTMENT RETURNS ARE POOR AND A HIGH LEVEL OF INCOME IS BEING TAKEN. THIS COULD RESULT IN A LOWER INCOME IF AN ANNUITY IS EVENTUALLY PURCHASED.

ANNUITY RATES MAY BE AT A WORSE LEVEL IF AN ANNUITY PURCHASE TAKES PLACE.

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Where we are

20 High Street, Lampeter, Ceredigion, SA48 7BG

Registered office address: 20 High Street, Lampeter, Ceredigion, Wales, SA48 7BG

Registered in England and Wales under reference 07048010.

Pedr Financial Planning Cyf is an appointed representative of TenetConnect, which is authorised and regulated by the Financial Conduct Authority.

TenetConnect is entered on the Financial Services Register (www.fca.org.uk/register) under reference 149826.

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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